Lindsey Harris Jr

Many processing fees are disclosed but easy to miss. Learn where merchant account costs appear, how termination clauses and equipment agreements work, and which charges deserve closer review.

A frozen payment account can mean several different things. Learn why providers pause payouts, establish reserves, review accounts or terminate processing, and what merchants should do next.

Credit card surcharges are permitted in many parts of the U.S., but merchants must follow card-network rules and applicable state law. Learn the current Visa and Mastercard caps, debit restrictions, notice requirements, and why surcharge, dual pricing, and cash discount are different.

Interchange-plus pricing can make processor markup easier to see, but providers structure it differently. Learn which processors publish interchange-plus pricing and how to compare complete offers using your own transaction data.

Learn how to compare credit card processing offers using your own volume, transaction count, card mix, average ticket, fixed fees, and total processing costs instead of relying on advertised rates.

Merchant statements can be confusing. Learn how to find your processing volume, calculate your effective rate, separate interchange and network fees from processor markup, and identify charges worth reviewing.

High-risk merchant accounts are not all the same. Learn which types of payment providers serve high-risk businesses, how underwriting works, and how to evaluate an offer before signing.

Switching from Stripe can be simple or complex depending on how deeply your business is integrated. Learn how to migrate payments, customer cards, subscriptions, and payment workflows safely.